Are there limitations or exclusions within specialty coverages?

Yes, specialty coverages may have limitations or exclusions that vary depending on the specific policy. These limitations or exclusions are typically outlined in the policy documents and may include specific conditions, restrictions, or exceptions to coverage.

Can specialty coverages be customized to match the unique needs or risks of a trucking business?

Yes, specialty coverages can often be customized to match the unique needs or risks of a trucking business. Trucking companies can work with Great West Casualty Company to tailor these specialty coverages by adjusting coverage limits, adding endorsements, or modifying policy terms to align with their specific operational requirements and risks.

Specialty Trucking Coverages | Great West Casualty Company

SPECIALTY INSURANCE POLICIES FOR

BULK AND TANK CARRIERS + FREIGHT CONCERNS

At Great West, providing specialty truck insurance coverages is what we do day in and day out. That’s because insuring trucking businesses is our only business. We’ve spent more than 65 years immersed in the trucking industry and developing insurance coverage tuned to address the risks associated with specific trucking operations and cargo.

Bulk haulers and freight businesses are no exception. We’ve created a number of specialty truck insurance options that address specific or unique situations that bulk haulers and freight businesses face.

SPECIALTY TRUCK INSURANCE COVERAGES

BULK COMMODITY CARRIER INSURANCE

For bulk commodity carriers, Great West’s specialty coverage provides a multi-pronged approach to protecting your operation, your cargo, and your trucks.

Advantages of a Great West policy

We insure bulk commodity carriers of both hazardous and non-hazardous materials.
Our bulk commodity carrier coverage protects nearly every aspect of your bulk commodity operation.
Our Commercial General Liability policy for bulk commodity carriers includes important coverages that you’ll find are often excluded by other insurance providers. For example, when a truck delivery is complete, any subsequent bodily injury or property damage loss is still covered by our policy without the need for additional endorsements.
Great West’s Cargo Coverage for tank haulers really stands out as well. Our Cargo policy covers losses that include loading, unloading, or damage to cargo from misdelivery, such as gasoline that’s emptied into the wrong tank.
Our Physical Damage coverage has no restrictions on stainless steel or insulated tankers.
Our Auto Liability policy covers losses related to cargo pollution, such as liquid or gas spreading over land after a semi truck has overturned.
Repairs to tank trailers can be time-consuming, so Great West's auto policy also includes coverage for downtime.
We can meet the financial requirements for hazmat filings.

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SPECIALTY TRUCK INSURANCE COVERAGES

FREIGHT BROKER COVERAGE

As a freight broker, we recognize that you have unique insurance needs because you are acting as a freight agent for your shippers. Freight brokers are required to register with the Federal Motor Carrier Safety Administration (FMCSA) and supply evidence of a $75,000 surety bond.

That’s why we’ve developed several specialty truck insurance coverages to meet the needs of freight brokerages.

Great West Freight Broker insurance options include:

Auto Liability and Cargo Coverage for Brokers,
Motor Carriers - Named Broker as Insured coverage (including Cargo), and
Second-Level Coverage Endorsement, which provides you protection in excess of what is required by the motor carrier in your contractual agreement.

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SPECIALTY TRUCK INSURANCE COVERAGES

FREIGHT FORWARDER COVERAGE

As a freight forwarder, you act as a common carrier for your shippers. That means you also have special insurance requirements to protect your business. In addition, you have to provide motor carrier filings and register with the FMCSA as a freight forwarder.

That’s why we’ve specifically designed several specialty truck insurance coverages to protect freight forwarders.

Great West Freight Forwarder coverage options include:

Auto Liability and Cargo Coverage for Freight Forwarders,
Motor Carriers - Named Freight Forwarders as Insured coverage; and
Second-Level Coverage Endorsement, which provides your business protection in excess of what is required by your motor carrier in your contractual agreement.

Because freight forwarders are required to have liability filings with the FMCSA, we save you time and effort by making those filings for you. Great West will also issue an MCS-90 endorsement, if appropriate.

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Can specialty coverages be combined with other types of coverage in trucking insurance policies?

Yes, specialty coverages can be combined with other types of coverage in trucking insurance policies. This allows trucking companies to create comprehensive insurance packages that address various aspects of their business operations. By combining specialty coverages with general or standard insurance offerings, companies can streamline their coverage while ensuring that all their specific risks are adequately protected.