Bulk Commodity Carriers

UNIQUE COVERAGE FOR

BULK COMMODITY HAULERS

Bulk Commodity Carriers insurance at Great West is designed to protect the unique needs of commodity carriers and tank haulers. We insure motor carriers that transport both hazardous and non-hazardous materials.

Our team of trucking insurance experts understands that transporting food-grade materials, chemicals, industrial liquids, and flammable commodities can be more demanding than your average load of freight. You deal with situations daily that transporters of packaged materials simply never face. That includes hazmat carriers. We can meet the financial requirements for hazmat filings.

Whether you’re a bulk dry hauler or transport liquid bulk freight, we’ve created insurance that protects your trucking business.

ADVANTAGES OF GREAT WEST

BULK COMMODITY CARRIERS INSURANCE

At Great West, we only write commercial trucking insurance. That singular focus on motor carrier operations means we understand the ins and outs of the risks your trucking business faces.

To protect the interests of bulk commodity haulers, we take a multi-pronged approach to insuring your operation, your cargo, and your trucks. We work to ensure that you don’t have gaps in your insurance policy, regardless of whether you’re an owner-operator or manage a multi-truck fleet.

You’ll find our Bulk Commodity Carriers insurance policies include several unique benefits that both extend your protection and help you manage your premiums.

BENEFITS OF GREAT WEST’S

MOTOR CARRIER COVERAGE

Great West’s Motor Carrier policy provides two stand-out advantages for bulk haulers.

Our Motor Carrier coverage includes pollution loss caused by cargo without having to purchase an endorsement or election. That means Great West’s standard Motor Carrier coverage will protect your business if your truck is in an accident and your cargo leaks at the crash site and causes damage. A good example of this would be if your tanker overturns and its diesel cargo leaks and spreads over the landscape causing environmental harm.
A Great West standard Auto Liability coverage protects your truck until your delivery is complete. That means your Auto Liability policy would kick in if, for example, you’re unloading your truck at your destination and a delivery hose ruptures before your load is emptied.

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ADVANTAGES OF GREAT WEST'S

CARGO COVERAGE

As part of Great West’s Bulk Commodity Carriers insurance, our Cargo coverage includes a distinct benefit that bulk haulers should never be without. Our Cargo coverage protects against losses during loading and unloading and damage to cargo from misdelivery.

That means your Cargo coverage would protect your trucking business if you have a mishap at a dock or if you make a mistake delivering a load. A good example: your Cargo coverage would respond if a tank of gasoline is spoiled when it is unloaded into a customer’s half-full diesel underground tank.

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BIG BENEFITS OF GREAT WEST’S

COMMERCIAL GENERAL LIABILITY COVERAGE

Great West’s Bulk Commodity Carriers insurance also includes Commercial General Liability coverage with important protections that are often excluded by other insurance providers.

With our Commercial General Liability policy, when a truck delivery is complete, any subsequent Bodily Injury or Property Damage losses are covered as part of our standard policy — without you having to add a special endorsement. Our policy protects your business from the financial impact of the misdelivery of any product — even though the cause of the loss was the unloading of a truck or trailer at the wrong location or into the wrong receptacle.

Here are a couple of examples of when your Commercial General Liability coverage would respond:

Gas is mixed with diesel in an underground storage tank, then later pumped into diesel trucks, causing the engines to seize. Great West Commercial General Liability coverage would cover the losses and cover your legal defense in the case of lawsuits.
Brown flour is put into a white flour bin, causing a subsequent bread production run to be scrapped. The supply lines and bins have to be purged, and your customer is facing significant manufacturing downtime. Your Great West Commercial General Liability coverage would protect your business from the expenses associated with the misdelivery.

While other insurance companies offer special endorsements for their Commercial General Liability policies — often called Misdelivery of Liquid Products coverage — it only extends protection for the misdelivery of liquid products. We know of no other insurance company that covers the misdelivery of dry goods or gaseous products.

That’s a big reason to get your Bulk Commodity Carriers insurance from Great West.

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PHYSICAL DAMAGE COVERAGE

Great West’s Physical Damage coverage also provides three distinct features that protect your trucking business.

We know that if your truck is in the repair shop for an extended period of time, you’re not making money. That’s why our Great West Physical Damage policy includes coverage for downtime at no extra charge to you. The policy covers $450 per week for up to eight weeks if you have no spare or reserve trucks/trailers of that type and the 35-day waiting period is met. This can be especially important to operations that use specialty trailers — where repairs can be time-consuming.
For trucking companies that use tanker trucks, our Physical Damage coverage doesn’t place any restrictions on stainless steel or insulated tankers.
And if you have an accident involving a covered tractor, trailer, and/or cargo, our Physical Damage/Cargo deductible applies as a “single loss.” That means that instead of paying a deductible for each of the units involved in the accident, only the highest deductible of the three applies when the units are connected to each other. This can make a big difference in what you pay out of pocket when you have an accident.

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