usage-based insurance

introducing Insightdriven

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Gain knowledge and control
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OUR OFFER to motor carriers

RECEIVE A SUBSIDY: Great West is offering a subsidy in exchange for driving data. The shared data will not affect your policy or pricing at this time. Eligible motor carriers can receive one of the following subsidies:

$300 per year per truck when camera data is linked to Great West.
$150 per year per truck when ELD data is linked to Great West.

INSIGHTDRIVEN PORTAL: Agents and motor carriers will both have access to a portal where driving data can be viewed.

PROGRAM DETAILS

ELIGIBILITY: Who can enroll in InsightDriven?

Motor carriers insured with Great West who meet the following criteria are eligible to enroll in InsightDriven:

99 or fewer power units
Must have primary liability and physical damage coverage
Must not have a large deductible policy (No SIR); Great West must receive all claims data.

about the data

What Will Motor Carriers Have Access to?

Fleet Level Information

Harsh events data
Speed data
Fleet miles by zip code

Truck Level Information

View individual truck data
See which trucks are connected to GWCC and which are not

Connectivity Management

Add new ELDs and/or camera providers
Connect independent contractor ELDs

Telematics Partners

Motive

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GET MY SUBSIDY

By joining the program, you agree that Great West will obtain device data for research and data analytics purposes for future product development. Data obtained by Great West through the subsidy program will not affect policies or pricing.

questions about INSIGHT DRIVEN

Frequently Asked Questions

Is my company eligible for the program?

Motor carriers must meet the following criteria to be eligible to enroll in InsightDriven:

Must have 99 or fewer trucks
Must have primary liability and physical damage coverage through Great West
Must not have a large deductible policy. Great West must receive all claims data.

How do I enroll and share my company's driving data?

Motor carriers can contact their agent to start the enrollment process. A link will be shared to grant Great West permission to receive the data from the ELD and/or select camera devices. Motor carriers can also click the "Sign Up Today" button above the FAQs to enroll in the program.

How long does it take to enroll?

Enrolling in the program is a quick process. It takes only minutes to get set up and grant permission to share your data.

Is there a maximum number of trucks one company can enroll? Does my company have to enroll all of its trucks to be eligible for the subsidy?

To enroll, a company must have 99 or fewer trucks with active ELD devices or cameras. All of the company’s trucks must be sharing data to be eligible to receive the subsidy.

Can I opt out of the subsidy program if I change my mind and no longer want to share data?

You are welcome to opt out of the program and stop sharing your data at any time. Contact your agent or email insightdriven@gwccnet.com to start this process.

Can I view my driving data that is collected?

A portal to view driving data is available to both motor carriers and agents. The data will be available at the fleet level and truck level. It can also be used to connect owner-operators that are in a motor carrier’s fleet. When a motor carrier enrolls in InsightDriven, they will automatically receive an email to access the portal. (Data can take a few days to populate in the portal after linking devices.)

What will Great West do with my data?

Great West will deidentify your data and use it to develop future telematics insurance products.

Will this program work with my ELD and/or camera provider?

Insight Driven works with 35+ ELD and camera providers including most major providers in commercial trucking. A full list of compatible device providers is listed above.

Will enrolling in InsightDriven affect my policy or premium?

Enrolling in the InsightDriven subsidy program will not affect a motor carrier’s policy or premium.

After the subsidy program ends, motor carriers will have the option of having their policy rated based on their driving habits. Participating in the subsidy program does not require a motor carrier to have a policy rated through InsightDriven when that option becomes available.

How long is the program available?

The program is being offered for a limited time only. When the quantity of data needed has been collected, the program will end. Motor carriers will be notified when the program is ending.

How much is the subsidy?

The annual subsidy is $300 per truck when camera data is linked to Great West and $150 per truck when ELD data is linked to Great West. The subsidy will be paid quarterly.

Do I have to wait until my policy renews to enroll?

No, motor carriers can enroll at any time during their policy period. The program is also open to new customers.

What types of trucks are eligible for the subsidy?

Class 8 trucks are eligible to receive the subsidy payment.

How is my subsidy amount determined?

Once data is shared, the account is reviewed for active trucks. Trucks must have a movement ping within the last quarter to be eligible for a subsidy.

Does Great West provide devices for my company to use for the program?

Motor carriers must provide their own devices for the program. A list of compatible device providers can be found above.

Will I be subsidized for trucks I add to my policy after enrolling?

Each quarter, the number of active trucks for each enrolled motor carrier will be reviewed. The subsidy will be paid based on the number of active, qualified trucks at that time. No more than 99 trucks will be subsidized.

Can I receive both the $150 and $300 subsidy if I have an ELD and a camera in my truck(s)?

No, the subsidies cannot be stacked. Each truck can only earn one subsidy.

This material is a broad overview only, provided for informational purposes. Great West Casualty Company (GWCC) does not provide legal or employment-related advice to anyone, and this is not intended to serve as such advice. Such advice should be sought from your legal counsel. GWCC shall have no responsibility or liability to any person or entity for any issue alleged to directly or indirectly result from the use of this information.